Your heart starts to feel like an overcrowded lifeboat. You throw your pride out to keep it afloat, and your self-respect and your independence. After a while you start throwing people out - your friends, everyone you used to know. And its still not enough. The lifeboat is still sinking, and you know its going to take you down with it.
What I say is that in situations like this a lifejacket would come in handy. But again, that for the people who plan ahead.